The Hidden Costs of Waiting to Plan for Long Term Care
- Attorney Niki Piskuric
- Nov 5, 2025
- 1 min read
Updated: Nov 11, 2025

Most families never expect to need nursing home or in home care until they do. In Kansas and Missouri the average cost of full time care can exceed seventy thousand dollars per year. Without a plan families often spend savings quickly before realizing Medicaid could have helped.
Long term care planning is about control choice and peace of mind. Early planning can preserve family assets ensure eligibility for Medicaid when needed and prevent last minute stress and costly mistakes. By preparing in advance you decide what care looks like not crisis or circumstance.
At Sunflower Law we understand how overwhelming elder law and Medicaid planning can feel. We guide Kansas and Missouri families step by step helping them navigate complex rules with compassion and clarity. The best time to protect your future is right now.



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